St. John, USVI | Ground up Construction | $13,000,000

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 Trade Wind Funding Solutions financed the ground-up development of the St. John Residence Club, a 10-unit luxury condominium project on St. John, U.S. Virgin Islands. The loan covered all aspects of development—from land prep to vertical construction—offering a flexible draw schedule and interest-only terms. Traditional lenders were hesitant due to the offshore location, but Trade Wind's tailored funding allowed the developer to maintain momentum and meet market demand. As a result, the project launched on time and is strategically positioned for strong returns through high-end condo sales and fractional ownership. 

Deal Summary:
A cash-out refinance was completed on fully entitled land in Marble Falls, Texas, to provide liquidity for pre-construction costs and strengthen the partnership’s financial position ahead of a multi-family development. The non-recourse, hard money loan was secured by the land’s entitled value and closed in under 30 days—far faster than traditional financing. This structure allowed the borrower to unlock equity without selling the land, enabling reinvestment into planning, consultants, and future development. As a result, the partnership is well-positioned to begin vertical construction and pursue other strategic opportunities. 

 A cash-out refinance was secured on fully entitled land in Pflugerville, Texas, to provide liquidity ahead of a planned multi-family development. The hard money loan, backed by the land’s entitled value, enabled the partnership to fund pre-construction costs and prepare for a future capital raise. Closing in under 30 days, the deal offered a fast, flexible alternative to traditional financing, which is often slow or unwilling to fund land-only loans. This recapitalization allowed the borrower to retain ownership while advancing development plans and strengthening their financial position. 

A newly built condo project in Austin, Texas, faced a debt service shortfall as it entered the lease-up phase, making it ineligible for traditional refinancing. Trade Wind Funding Solutions provided a short-term, interest-only loan that met the minimum 1:1 DSCR, enabling the property to generate positive cash flow. This quick and flexible refinance avoided default, reduced financial pressure, and gave the borrower time to stabilize operations or sell units. As a result, the developer maintained control of the asset and preserved future exit strategy options.